The developer, Wave Financial Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy. Between the app and the payment process—I can’t tell you the hours it’s saved, and even the headaches that have gone away because of it. Speaking of passion, Zahir’s mad love for Canada’s own Vancouver Canucks follows him everywhere (including into his pocket⁠—check out his phone case if you get the chance!). These days he calls California home, and lives there with his wife and two daughters. When I signed up with Wave it was a no brainer.

• All your invoicing and payment information automatically syncs with the free Wave Accounting software included with your account.
• When equipped with the right accounting software, you can do more than just basic bookkeeping.
• Speaking of passion, Zahir’s mad love for Canada’s own Vancouver Canucks follows him everywhere (including into his pocket⁠—check out his phone case if you get the chance!).
• Every invoice paid means more revenue coming into your small business.

After creating your account, everything is set up so you can get started. Your data is always available, and backed up for extra peace of mind. We built our Payroll tool for small business owners, so it’s easy to use AND teaches you as you go. Monitor your cash flow, stay organized, and stop sweating tax season. Say #sorrynotsorry to your spreadsheets and shoeboxes. Send invoices whenever and wherever you want with Wave’s free app for iOS and Android.

Create invoices quickly

Accounting software helps business owners understand how money flows in and out of their businesses. It replaces the time-consuming method of collecting receipts in a drawer and manually tracking revenue and expenses in a spreadsheet or with pen and paper. When everything is neatly where it belongs, tax time is simple.

Digital invoicing empowers your small business by automating invoice processing and saving time by tracking key invoice data like upcoming and outstanding invoices. You can also manage late payments more efficiently through e-invoicing by setting up payment reminders to send to your customers before an invoice due date. You can mark invoices paid on the spot, so your records are instantly up to date. Accept payments through credit cards and bank payments to get paid even faster, for a low, pay-per-use fee. Add credit cards and bank payments to get paid even faster, for a low, pay-per-use fee.

What’s happening at Wave

Whenever a payment is due, your customers will get an email reminder. Accounting software like Wave can also seamlessly connect with your bank accounts so you can automate tasks like recording transactions and generating reports. This can help you save time and make financial decisions quickly. When equipped with the right accounting software, you can do more than just basic bookkeeping. You can effectively analyze the financial health of your business, find ways to generate more profit, and move forward with your business plan.

Easily monitor and keep track of what’s going on in your business with the intuitive dashboard. The quick summary allows you to stay in control of your business finances, including a task list of outstanding items. Know when an invoice is viewed, small business tax preparation checklist becomes due, or gets paid, so you can stay on top of your cash flow better than ever. After creating your account, everything’s set up so you can get started right away. Your data is always available, and it’s backed up for extra peace of mind.

What’s New

Create beautiful invoices, accept online payments, and make accounting easy—all in one place—with Wave’s suite of money tools. With the Wave Money business banking account, managing your business finances is a breeze. Keep your business and personal finances separate, connect with your Wave accounting software to automate your books, and use your Wave Visa® Business Debit Card and virtual card anytime, anywhere. Wave invoices are integrated with our free accounting software, so payments are recorded and categorized for you – which means less bookkeeping and tax season prep. Invoicing, payments, and banking all in one place that saves you time, gets you paid, and makes money management easy. We provide different levels of support for customers who use different features and services from Wave.

Accounting software that works as hard as you do

Create beautiful, free invoices that reflect your business branding. Automate overdue reminders, set up recurring bills, and add notes or terms of service with ease. Wave is one-stop money management for small business owners. He comes to Wave with decades of executive experience, most recently as General Manager for Afterpay North America, and previously as Executive Vice President at Mastercard.

App support

Create, customize, and send invoices from anywhere. Yes, switching from other accounting apps or products to Wave is easy! See our step-by-step guide on how to import bookkeeping data into Wave here. Bank data connections are read-only and use 256-bit encryption.

Data Not Linked to You

You can accept credit cards and bank payments for as little as 1%2 per transaction. 1 Payouts are processed in 1-2 business days for credit card payments and 1-7 business days for bank payments. Deposit times may vary due to processing cutoff times, third party delays, or risk reviews. Manually creating invoices in Microsoft Word or Excel can be time-consuming and difficult to manage.

These features help keep our invoicing, accounting, and business banking (currently only available to sole proprietors in the US) free. These features help keep our invoicing, and accounting, free. Our accounting and invoicing features are currently free. If you’re interested in using payroll software, you can start a free 30-day trial when you sign up for Wave. Your customers can pay the invoices you send them instantly by credit card, secure bank payment (ACH/EFT), or Apple Pay. And by enabling Wave’s payments feature, you can accept credit cards and bank payments for as little as 1%2 per transaction and get paid out in as fast as 1-2 business days1.

Full details on how Wave support works are available here. ‍2 Rates are 1% for bank payments (minimum fee of $1). For information on credit card rates, visit Pricing for details. All your invoicing and payment information automatically syncs with our free accounting software included with your account. Set up recurring invoices and automatic credit card payments for your repeat customers and stop chasing payments. Switch between automatic and manual billing whenever you want.